CFO FOR HIRE
Your Trusted CFO Partner for Growth
Whether you're a small business owner or managing a rapidly growing medium-sized company, Your Trusted CFO Partner for Growth.
At Lowes CFO in Demand, we specialize in helping businesses like yours go to the next level with strategic financial solutions designed for sustainable growth.
With over 25 years of experience in the service, construction, and resale industries, we offer expert CFO support customized to your needs at every stage of your business’s journey.
Contact Patti
Here’s how we’ll elevate your business:
✅Simplify your Financial Management
We’ll create straightforward, easy-to-understand financial statements that make running your business seamless and stress-free.
✅Fuel your Growth
We’ll forecast the cash flow you need to expand and secure fair, reasonable credit lines—without compromising your future.
✅Optimize your Operations
From improving cash flow management to streamlining processes and enhancing cost efficiencies, we’ll help you run your business more profitably.
✅Empower your Team
We’ll provide training on accounting best practices, enabling your team to improve collections, financial reporting, and overall efficiency.
✅Upgrade your Systems
With extensive experience in implementing cutting-edge accounting systems, we’ll help you build a robust infrastructure that supports long-term growth.
To be successful long-term, here's what you need to know...
A deep understanding of your business' finances is the key to transforming lackluster profits and low team morale into strong profitability, peace of mind, and a motivated workforce.
When you truly grasp your business' finances you:
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INCREASE YOUR PROFITABILITY
Real value comes from gaining a clear and actionable view of your profitability. With a detailed snapshot, you can easily identify key numbers, educate your team, and zoom in on critical areas.
The right tools allow you to swiftly address issues, not only increasing profitability but also driving your managers to take action. This approach secures their buy-in and accountability, ensuring everyone is aligned with your financial goals and contributing to greater profitability
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FEEL CONFIDENT IN YOUR FINANCIAL DECISIONS
Having a crystal clear understanding of profitably in every aspect of your business brings clarity and confidence, eliminating sleepless nights.
No more wasting time trying to decipher what happened—you'll quickly find answers.
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IMPROVE EFFICIENCY WHILE REMAINING ACCURATE
In this program, we not only discuss how to create the Optimal Income statement, but also teach you simple monthly processing techniques to reduce error rates and save time.
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SAVE MONEY
Having strategies to manage your business, ultimately saves money by having key numbers at your fingertips, saving you time and effort.
You can recognize issues, and fix them promptly.
With costs allocated by operations & responsibility, you'll have better control over them, maximizing your savings potential.
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BETTER COMMUNICATION
You'll no longer need to wonder about your financial position. Guessing will be a thing of the past.
Managers will have control over their numbers and know the financial goals expected of them. When managers are held accountable for a company's financial performance, achieving the results has significantly increased.
CONTACT PATTI LOWES
Services we offer..
for Service & Resellers
Small to mid-sized businesses
FRACTIONAL CFO FOR HIRE
Daily Rates: $2,000 - $3,000
🔹 Financial Review & Strategy – Identify opportunities to increase profits & cash flow.
🔹 Budgeting & Forecasting – Set up a financial roadmap for predictable growth.
🔹 Accounting System Setup & Integration – Ensure a smooth transition and maximize efficiency.
🔹 Cash Flow Management – Develop structured cash flow budgets for better control over payments, collections, and expenses, ensuring financial stability.
🔹 Financial Reporting & Insights – Generate clear, concise income statements and reports that provide instant visibility into your business finances, empowering smarter decisions and higher profitability.
🔹 Credit Facility Negotiation & Bank Reporting – Secure fair and reasonable credit facilities while implementing monthly reports to effectively manage bank ratios.
Having an experienced CFO’s perspective ensures your finances are robust and aligned with your goals.
Take charge of your finances today
Contact Patti
GENERAL CONSULTING
Hourly rate varies from $100 to $300
Grow your business with expert advice.
Struggling with accounting headaches?
It's time to get help.
Sometimes, you just need someone to talk to, CPA can call for advice or guidance on best finance practices, another opinion, or just some insight.
Having another set of eyes to bounce ideas off can provide comfort and clarity.
Maybe it's time to take action.
Training and Mentorship
Seeking mentorship and training for your management team to understand key metrics and identify areas of focus on your income statements?
We're here to provide tailored training sessions and agendas.
LET'S CHAT
FINANCIAL MODELING SERVICES
Prices typically range from $1,000 to $10,000+
Customize Income Statements & Other Reports
If you're ready to maximize your business's profitability, let's explore how optimizing your income statement can revolutionize your financial success! Whether you have capable staff to implement the new design in your accounting system or prefer a more outsourced approach, we're here to assist.
We can set it up for you or guide you through the process, ensuring your financial reporting meets your exact needs.
Pricing varies based on the complexity, level of experience required and scale of your business, as well as the number of locations.
LEARN MOORE
FINANCIAL TOOL WIZ: The Course
COMING SOON
Introducing how to create the Ideal Income Statement Course.
Ready to eliminate anxiety and achieve peace of mind with the optimal income statement for managing your business? Gain a crystal-clear snapshot of all key numbers to effectively run and optimize your profits.
This guided, step-by-step course includes comprehensive templates that provide all essential setup components. Simply apply these templates to initiate setup in your system, complete with the required new GL accounts.
Keep it simple and remove the frustration of reinventing the wheel.
LEARN MOREHI, I’M PATTI!

With 25 years of experience as a successful Financial Strategist, CFO, and CPA,
I specialize in transforming businesses into highly profitable enterprises through strategic financial management and advanced financial modeling. Imagine never having to worry about your finances again!
My passion lies in propelling mid-sized businesses to new heights. I’m dedicated to helping business owners like you optimize profits and gain a comprehensive understanding of financial management strategies.
Many mid-sized businesses lack the tools to grasp their profit and loss sources fully, relying solely on their teams and basic income statements. This often leads to missed opportunities and unresolved issues.
I provide the expertise and tools necessary for a deep dive into your financials, enabling you to understand exactly why you’re making or losing money. With this knowledge, you can swiftly address and fix problems, leading to a complete business transformation.
Ready to transform your business and achieve unparalleled financial success? Let’s get started!
I AM READY! SIGN ME UPDid you know
50% of small businesses fail in the 1st 5 years and approximately 65% by their tenth year
70% of these small businesses fail because of a lack of financial management.
Featured In: HPAC magazine
What if you had another set of eyes looking at your business, from a 180-degree angle? Would your shareholders be better protected, and profits up? https://www.hpacmag.com/features/wide-angle-view-business
Introducing...
Financial Management Strategy Services
for Mid-sized Business Service & Resellers

This design service will take you from confused when making financial decisions, struggling to remain profitable consistently and fearing leaving money on the table to being CONFIDENT in your business numbers, CONFIDENT in understanding and monitoring your financial performance and CONFIDENT in keeping your business sustainably profitable
Small to mid-sized business owner, this is for you if you WANT:
- A crystal clear picture of your company’s financial health without the guesswork.
- To be confident & make decisions that drive profits & reduce costs and increase profits.
- Easy, simple statements that anyone can understand.
- To know profitability on for each major product line, & have the ability to compare it to the past, and future.
- Recognize any problems, and have the ability to fix them promptly.
- To measure the success of your sales force.
- To understand what works great! So, you can focus your sales efforts on the most profitable areas.
- You need separate income statements for each location or division.
- To understand the Total Cost of Sales. Past & future.
- Operational income statements, centered around numbers managers can influence control. This enables them to swiftly identify and address challenges. "improving profitability”.
Become your company's financial expert.
GET FINANCIAL STRATEGIES SERVICES
You've got questions, I've got answers:
I live in Different country. Can you still help me?
How We Work Together?
How will the ideal Income Statement help me manage my business finances?
I already have a basic Income Statements. How is this statement going to make us more profitable?
What other types of reports would BENEFIT MY COMPANY?
Do you specialize in transforming only Income Statements? Do you Customize other financial reports, such as Balance Sheets or Bank Covenant reports, etc...
So, if you're ready to maximize your business's profitability, let's discuss how the optimal income statement can revolutionize your financial success!
I AM READY! SIGN ME UP